Our Company

Xpat Marbella was founded by two qualified professionals who have lived in different countries around the world and thus experienced the challenges of having to establish themselves in a totally unknown environment and, in many cases, without speaking the language!

Xpat Marbella is a boutique firm that specialises in important aspects that Expatriates need to consider before moving to Spain and also once they are already established here, mainly residency and work permits, banking, business advice, tax compliance, social security matters, investment opportunities.

All of our communications are done through English so you will not miss out on any important information. If needed, other languages are also available.

 Our mission is clear:

To deliver professional services in a personalised way so that you can have peace of mind. Trust, better together.

Our Team

Our Team reflects who we are as a business. Professional. Experienced. Trusted.

Xpat Marbella has a dedicated and highly experienced group of economists, specialised lawyers,  business developers, real estate investment and hospitality experts across all areas of the expatriate’s needs. This team of professionals can deliver global individual and family solutions.

Xpat Marbella is managed by three Executive Directors who sit on the company’s Board of Directors and who share responsibility for the management and executive oversight of the company and its entrusted partners.

Maria Cepero


Maria graduated in Economics and Business Administration from the University of Granada, having completed part of her studies in Irish universities. She lived more than ten years in various foreign countries, working for major multinationals such as Symantec, Andersen Consulting, Accenture and Byrom Consultants ltd, cultivating a vast experience in her career and personal level. María is a member of The Colegio de Economistas de Malaga (reg. number 4715) and belongs to various Expat and local networking groups in the Málaga area. Her passion is Flamenco dancing and traveling.

Carlos Pulido


Carlos has built-in for more than 20 years a vast experience in Customers Relationship Management driving major international enterprises in Asia, Europe and The United States.  Carlos also sits on the board of Directors of Sports & Events Marbella, expert sports agency, as well as its passion, The Marbella Ski Club. His career objective has always been to "make a difference" in a fast-paced & forward-thinking environment, delivering positive results in each client managed. His passion is skiing and sport events.

Javier Cepero


Diploma in Business & Economics by University of Granada and Master by CEF (Centro Estudios Financieros), Javier is a skillful individual with a solid tax and accounting background delivering all tasks in a timely and efficient manner. In the past few years, Javier has specialised in Expat needs and non-resident matters though his work in Málaga area. He is one of those partners that any company would like to have nearby, efficient, reliable, careful about the details, trustful, loyal and an incredible human being. His passion is sports, especially football and Formula One, and cinema.

Warning: count(): Parameter must be an array or an object that implements Countable in /home/xpatmarb/public_html/wp-includes/class-wp-comment-query.php on line 399